Are you living in a small town?

two story brick building with empty 2nd story and bunting on the railing

Are you living in a small town? That’s a tricky question! According to a Reddit thread, a small town is around 10,000 people, while the U.S. Census Bureau defines small cities and towns as having populations of less than 5,000 people. However, a post on Newgeography.com states that the average local jurisdiction population in the…

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Housing: Do you need a developer for second story housing?

downtown photo

Not every second story housing project is  possible by a bank loaning someone the money to build or rehab. Webster City, Iowa has several buildings downtown with second story spaces. Three of those second stories are now housing. It wasn’t a developer that came in and bought the buildings and fixed them up. That’s a…

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